| Detail | Summary |
|---|---|
| Governing legislation | Divorce Act (s. 15.2) — married couples; provincial family law acts — common-law partners |
| Binding formula? | No — Spousal Support Advisory Guidelines (SSAG) are advisory, not mandatory |
| Two SSAG formulas | "Without child support" and "with child support" |
| Tax treatment | Periodic payments: deductible for payor, taxable for recipient; lump sum: neither |
| Enforcement | Provincial maintenance enforcement programs (e.g., Ontario's Family Responsibility Office) |
| Last updated | June 2026 |
Spousal support is not automatic after separation. There is no fixed table like child support. Courts weigh multiple factors, and the Spousal Support Advisory Guidelines give ranges — not a single number. This page explains how those ranges are calculated, how long support typically lasts, and what happens when circumstances change.
What Spousal Support Is — and What It Is Not
Spousal support is a payment from one spouse to another after separation or divorce. It is not a penalty for bad behaviour during the marriage. Courts do not consider who caused the breakdown of the relationship when deciding whether support is owed.
There are three legal bases for a spousal support claim:
| Basis | What It Means |
|---|---|
| Compensatory | Compensates a spouse for economic disadvantage caused by the marriage — for example, leaving a career to raise children |
| Non-compensatory | Based on need — one spouse cannot meet basic living expenses after separation |
| Contractual | Based on a separation agreement or marriage contract signed by both parties |
A claim can rest on more than one basis. A spouse who left work to care for children (compensatory) and now earns significantly less than the other (need-based) can claim on both grounds simultaneously.
Which Law Applies: Federal or Provincial?
The federal Divorce Act (s. 15.2) governs spousal support for married couples going through divorce. Provincial family law acts apply to unmarried common-law partners — and the eligibility rules differ significantly by province.
| Province | Legislation for Common-Law Partners | Minimum Cohabitation Required |
|---|---|---|
| Ontario | Family Law Act, s. 29 | 3 continuous years, or any duration if they have a child together |
| British Columbia | Family Law Act | 2 years |
| Alberta | Adult Interdependent Relationships Act | 3 years, or any duration if they have a child together |
| Quebec | Civil Code of Quebec | No automatic right — must claim under unjust enrichment |
In Quebec, common-law partners (conjoints de fait) have no automatic right to spousal support. A claim must be grounded in unjust enrichment or a cohabitation agreement. This gap affects hundreds of thousands of couples in Quebec who have lived together for decades without marrying.
The Spousal Support Advisory Guidelines: How the Ranges Work
The SSAG were developed by law professors Carol Rogerson and Rollie Thompson and published by the federal Department of Justice. They are not legislation — courts are not required to follow them. In practice, most courts use SSAG ranges as a starting point, and departures require a written explanation.
The SSAG provide two formulas:
Without child support formula — used when there are no dependent children, or when child support is not being paid at the same time.
- Amount: 1.5% to 2% of the difference in the spouses' gross annual incomes, multiplied by the years of marriage
- Duration: 0.5 to 1 year per year of marriage
Example: 12-year marriage. Payor earns $110,000/year gross; recipient earns $35,000/year gross.
| Calculation | Low End | High End |
|---|---|---|
| Income difference | $75,000 | $75,000 |
| Percentage (years × rate) | 18% (12 × 1.5%) | 24% (12 × 2%) |
| Annual amount | $13,500 | $18,000 |
| Monthly amount | $1,125 | $1,500 |
| Duration | 6 years | 12 years |
With child support formula — used when child support is being paid simultaneously. This formula uses net disposable income (NDI) after child support and taxes are accounted for. The recipient's NDI should fall between 40% and 46% of the combined NDI of both spouses. Duration is tied to the length of the marriage or the end of the child-rearing period, whichever is longer.
Duration: How Long Does Spousal Support Last?
Duration depends on the length of the marriage and the recipient's age at separation.
| Marriage Length | Typical Duration Range |
|---|---|
| Under 5 years | Short-term or no support; courts often decline to award |
| 5–10 years | 2.5–10 years (0.5–1 year per year of marriage) |
| 10–20 years | 5–20 years |
| 20+ years | Potentially indefinite |
The Rule of 65: If the number of years of marriage plus the recipient's age at separation equals 65 or more, indefinite support is presumed under the SSAG. A 22-year marriage where the recipient is 48 at separation: 22 + 48 = 70 — indefinite support is the likely outcome.
Indefinite does not mean permanent. It means there is no fixed end date, but support can still be varied or terminated if circumstances change materially.
Tax Treatment: Periodic vs. Lump Sum
The tax treatment of spousal support depends entirely on how it is structured — and the difference is substantial.
| Payment Type | Payor | Recipient |
|---|---|---|
| Periodic (monthly) | Deductible from taxable income | Taxable income |
| Lump sum | Not deductible | Not taxable |
A payor in a 40% marginal tax bracket paying $2,000/month saves approximately $9,600/year in taxes on periodic support. A lump-sum settlement of $200,000 costs the payor the full amount with no tax relief — but the recipient keeps it entirely tax-free.
Lump-sum payments are sometimes preferred when both parties want a clean break and no ongoing financial relationship. Periodic payments are more common when the recipient needs ongoing income replacement and the payor benefits from the deduction.
Variation and Termination
Spousal support is not fixed forever. Either party can apply to vary or terminate support if there is a material change in circumstances — a change that, had it been known at the time of the original order, would have produced a different result.
Common grounds for variation:
- Significant income change for either party (job loss, promotion, retirement at a reasonable age)
- Recipient begins cohabiting with a new partner
- Recipient remarries (does not automatically end support under the Divorce Act — see FAQ below)
- Payor retires
- Recipient becomes financially self-sufficient
Courts are increasingly reluctant to award indefinite support for marriages under 15 years. The expectation of eventual self-sufficiency is built into the SSAG duration ranges.
Imputing Income
If a spouse is voluntarily unemployed or underemployed — for example, a payor who resigns from a $150,000/year position shortly before a support hearing — the court can impute income: calculate support based on what that person could reasonably earn, not what they actually earn.
Courts consider the person's education, work history, age, health, and local job market conditions. Imputing income is also used when a spouse fails to disclose income from a business, self-employment, or investment portfolio.
Enforcement: What Happens If Support Is Not Paid
Each province operates a maintenance enforcement program that can enforce court orders and registered separation agreements without the recipient having to return to court.
| Province | Program | Key Powers |
|---|---|---|
| Ontario | Family Responsibility Office (FRO) | Garnish wages, seize tax refunds, suspend driver's licence, report to credit bureaus |
| British Columbia | Maintenance Enforcement Program (MEP) | Garnish wages and bank accounts, suspend driver's licence |
| Alberta | Maintenance Enforcement Program | Garnish wages, seize assets, suspend licences |
| Quebec | Support Payment Collection Program | Automatic deduction from payor's income at source |
In Ontario, court orders for spousal support are automatically filed with the FRO unless both parties opt out in writing. The FRO collected over $800 million in support payments in 2024. Arrears accumulate with interest and cannot be discharged in bankruptcy.
Retroactive Support
Courts can award support going back to the date of separation or the date the application was filed. The leading case is Kerr v. Baranow [2011] SCC 10, which established the framework for retroactive claims.
Courts weigh four factors: 1. The reason for the delay in claiming support 2. The conduct of the payor — did they discourage the claim or fail to pay voluntarily? 3. The recipient's circumstances during the period of delay 4. Hardship to the payor if a large retroactive award is made
Retroactive awards covering several years are possible but not automatic. Courts are more likely to award them when the payor knew a claim was coming and made no voluntary payments.